Personalized Service: Our commitment is to deliver services meticulously tailored to your individual requirements.
Constant Communication: We maintain open lines of communication, ensuring you are informed and confident at every step of the loan application process.
Accessible Support: Have concerns or questions? We’re here for you. Count on us to be available, ready to address any queries and provide guidance whenever you need it.
Choose SKM Finance for a customised, attentive, and accessible lending experience tailored just for you.
At SKM, our expertise stems from years in the finance industry, including award-winning tenure as a mortgage advisor at BNZ. Since 2018, we’ve been your dedicated independent mortgage advisor, extending our services nationwide. No matter where you are in New Zealand, SKM is here to transform your financial aspirations into achievements.
We commit to providing personalised solutions, tailoring our services to your unique needs and aspirations.
We promise to maintain open and regular communication with you during every step of the loan application process.
We are dedicated to being there whenever you need us, ready to address any concerns or questions to ensure your confidence and peace of mind throughout your financial journey.
Namaskar / Kiaora – I am Sandeep Khanna, your friendly neighbourhood mortgage adviser, based in Christchurch and proudly helping Kiwis all over Aotearoa secure their first homes, grow investment portfolios, buy businesses, or finance new assets with expert caring local expert advice and just the right amount of banter.
Originally from India, I’ve now called New Zealand home for over 20 years. Like many immigrants my journey began with odd jobs, long hours, and learning everything the hard way and later stepping into the world of banking with BNZ back in end of 2017 After three years there — and one major leap of faith I decided to start my own mortgage advisory business. No one in my family had ever run a business before, so let’s just say there were a few raised eyebrows (and a few extra cups of chai). But thanks to unwavering support from my whanau and community, here I am 4+ years in, running a successful business that’s helped draw down close to$1.0 billion in lending since I first entered banking and then into Mortgage advisory
I still remember the feeling of walking into a bank with more questions than answers. That’s why I bring not just experience, but empathy to every conversation. I’ve walked that path from being new in a country, to working in different job roles.No one in my family had ever run a business but here we are, four years later running a company that’s drawn down over $1.0 Billion in lending.
Along the way, I’ve been humbled to be recognised as New Zealand’s Top Mortgage Adviser two years in a row, as well as a proud recipient of NZA Excellence Awards. But beyond the numbers, what truly drives me is helping people especially first-home buyers and new migrants navigate what can be a confusing and emotional financial journey with clarity, care, and confidence.
Whether you’re feeling overwhelmed by home loan lingo unsure how to get started with an investment, or need help structuring finance for a business dream, I’m here to guide you with honesty, heart, and some humour to keep things human.
When I’m not deep in spreadsheets or lender calls, you’ll probably find me playing Outside work, I love watching movies, biking, playing cricket (yes, I’m a cliché), biking around the Port Hills, or organising community events like the Christchurch Holi Festival and Ganesh Chaturthi celebrations because bringing people together is what I love, both professionally and personally.
If you’re ready to make your next move whether it’s your first home, next investment, or that big business dream let’s chat.
I promise, there’s no such thing as a silly question… except maybe asking me to pick between cricket and work (spoiler: I’ll still choose clients — most of the time).
As a home buyer, the main cost you’re probably focusing on is the price of the property. We do not charge any hidden fees, or log any hours.
When selling your house, a FREE property appraisal is a good point to start. Rely on the experts to evaluate your property and avoid any pitfalls.
Rely on Sandeep to get you favourable deals while liaising with lenders. His team is organised and attention to every detail is their point of difference.
