Namaskar / Kiaora – I am Sandeep Khanna, your friendly neighbourhood mortgage adviser, based in Christchurch and proudly helping Kiwis all over Aotearoa secure their first homes, grow investment portfolios, buy businesses, or finance new assets with expert caring local expert advice and just the right amount of banter.

Originally from India, I’ve now called New Zealand home for over 20 years. Like many immigrants my journey began with odd jobs, long hours, and learning everything the hard way and later stepping into the world of banking with BNZ back in end of 2017 After three years there — and one major leap of faith I decided to start my own mortgage advisory business. No one in my family had ever run a business before, so let’s just say there were a few raised eyebrows (and a few extra cups of chai). But thanks to unwavering support from my whanau and community, here I am 4+ years in, running a successful business that’s helped draw down close to$1.0 billion in lending since I first entered banking and then into Mortgage advisory

I still remember the feeling of walking into a bank with more questions than answers. That’s why I bring not just experience, but empathy to every conversation. I’ve walked that path from being new in a country, to working in different job roles.No one in my family had ever run a business but here we are, four years later running a company that’s drawn down over $1.0 Billion in lending.

Along the way, I’ve been humbled to be recognised as New Zealand’s Top Mortgage Adviser two years in a row, as well as a proud recipient of NZA Excellence Awards. But beyond the numbers, what truly drives me is helping people especially first-home buyers and new migrants navigate what can be a confusing and emotional financial journey with clarity, care, and confidence.

Whether you’re feeling overwhelmed by home loan lingo unsure how to get started with an investment, or need help structuring finance for a business dream, I’m here to guide you with honesty, heart, and some humour to keep things human.

When I’m not deep in spreadsheets or lender calls, you’ll probably find me playing Outside work, I love watching movies, biking, playing cricket (yes, I’m a cliché), biking around the Port Hills, or organising community events like the Christchurch Holi Festival and Ganesh Chaturthi celebrations because bringing people together is what I love, both professionally and personally.

If you’re ready to make your next move whether it’s your first home, next investment, or that big business dream let’s chat.

I promise, there’s no such thing as a silly question… except maybe asking me to pick between cricket and work (spoiler: I’ll still choose clients — most of the time).